Sahyog Development Services offers Sanitation loan to its customers for construction/upgrade of the toilet in his/her household.
Prospective clients wanted loans anywhere between Rs 5000 to Rs 25000 with Equated Monthly Installment (EMI) mode of repayment.
As a policy decision, it has been agreed internally at SDS that it would like its prospective clients to contribute around 25 % of toilet construction cost. Moreover , SDS being a nascent MFI did not want to finance higher ticket size loan and the maximum amount for this loan product has been fixed at Rs. 25,000
Loan was given to Toilet User Group (TUG) of 3-8 women
Turnkey Solution Provider (TSP)
We hire an agency called TSP for building toilets at clients home
Complete toilet (SUB STRUCTURE + SUPER STRUCTURE ).